Renters Insurance protects your personal belongings inside or outside your apartment or home rental, from losses such as, fire, theft, vandalism and more. Once you decide the amount of coverage you need, we can tailor a package to fit your renter's insurance requirements.
The Following are some of the insurance related protection you will receive from your renters insurance policy:
Personal Property – Coverage for the contents of your home y in the event of an insured loss.
Legal Liability – coverage for both legal liability arising from the occupancy of your property and also arising out of your personal actions anywhere in the world.
Additional Living Expenses – this provides coverage for costs over and above your normal expenses, during such time that your home is unfit to live in, due to an insured loss.
As with most insurance policies, your premium relies on your deductible, your location, your insurance history and any extra coverage you decide to select. It is recommended to keep an inventory of all the things you own and the value of your belongings. It can be very helpful if you photograph or video each space as a reminder of what items you had.
Purchasing renter's insurance offers you peace of mind and also the assurance that if something is damaged or stolen you will be ready to replace it. However an often over looked but very important part of Renters insurance is the protection of liability in the even that you are found responsible for damage to the building itself!
Our agents at Cardinal Insurance will help you evaluate the options available to you for your renters insurance so you have enough coverage to protect yourself and your personal belongings in case of fire, theft or damage. We will compare rates and policies with different carriers and find the policy and value that works best for you.